Why Enroll in Online Banking?
- Check account balances
- Transfer funds among accounts
- Verify deposit and loan transactions
- View check images online
- Print account histories
Internet Banking Disclosure
Safeguarding Your Information
Unlawful Internet Gambling Notice
Conforming Loan Payment Notice
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit www.fdic.gov
ISB SECURITY TIPS
With the growing variety of mobile devices, social networking and online offers, it is important to protect yourself and your technology. Safeguarding your personal and financial information is a responsibility we take very seriously at Ipava State Bank. Here are some tips we suggest to you to protect yourself from fraud:
- Never disclose personal information to anyone who should not have access to your accounts. This would include information such as your Social Security Number, debit card numbers, credit card numbers, bank account numbers or any personal identification numbers (PIN's). (Please note that if you call Ipava State Bank, we may ask your last 4 of your SSN as verification.)
- Never respond to urgent email claiming to be from a bank or any company that requests your account information or personal details.
- Never respond to any automated phone calls asking for debit card numbers, social security numbers or any personal identification numbers.
- Do not share your User ID or PIN with anyone for internet banking. ISB employees will never need to know your PIN and you should never furnish it to anyone claiming to represent ISB. This includes your PIN for debit card use also. (Please note ISB may ask you what your User ID is to help you with online banking.)
- Always report lost or stolen checks or bank cards immediately.
- Internet banking is a great resource for monitoring your accounts. You have direct access to your accounts & transactions 24 hours a day with any Internet connection.
- Be cautious about messages you receive on social networking sites that contain links.
- If you are not sure a customer representative from ISB is who you are talking to, hang up and call the bank. Ask if that representative is available or is employed there.
IPAVA STATE BANK DOES NOT USE ANY TYPE OF AUTOMATED CALLING SYSTEM TO CONTACT ITS CUSTOMERS.