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Sign in to Online Banking
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Why Enroll in Online Banking?
- Check account balances
- Transfer funds among accounts
- Verify deposit and loan transactions
- View check images online
- Print account histories

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Privacy Notice
Internet Banking Disclosure
Safeguarding Your Information
Unlawful Internet Gambling Notice |

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
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Personal Credit Card
We make it easy to choose the credit card that is right for you, with three cards to choose from. All three cards are available in two options, Low Rate Card or Preferred Points Card.
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Visa® Classic
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Visa® Platinum
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Gold MasterCard®
Personal Card – Low Rate
Benefits
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Competitive annual percentage rate (APR).*
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24-hour toll-free live customer assistance available at 800-367-7576.
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Rental car collision damage waiver protection.
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Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
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If your payment gets to us a day or two late, don’t worry because we offer a little extra grace period, helping you avoid a late fee.
Features
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No annual fee.
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Low introductory rate for the first six months.*
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Competitive ongoing APR.*
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25-day interest-free grace period on all purchases. No grace period on cash advances.
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Cash advances can be made for up to 50% of the credit line.
Fees
Personal Card – Preferred Points
Benefits
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Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
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Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at our local branch office.
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24-hour toll-free live customer assistance available at 800-367-7576.
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Online account information available 24/7 at www.cardaccount.net.
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Rental car collision damage waiver protection.
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Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
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If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.
Features
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No annual fee.
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Low introductory rate for first six months.*
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Competitive ongoing APR.*
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25-day interest-free grace period on all purchases. No grace period on cash advances.
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Cash advances can be made for up to 50% of the credit line.
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Fees
To Apply Now
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Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
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Fax your completed application to the Card Service Center at 972-650-7054.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
*Please see application for information about current APRs and fees.
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