Online Banking
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Enroll in Online Banking Ipava State Bank
Why Enroll in Online Banking?
  • Check account balances
  • Transfer funds among accounts
  • Verify deposit and loan transactions
  • View check images online
  • Print account historiesEnroll now
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Safeguarding Your Information
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Security Tips
FDIC Equal Housing Lender


By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit



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News & Information

Ipava State Bank has recently sent out an updated Terms and Conditions policy to deposit account customers. Please read this document as it outlines the terms and conditions of your accounts.


You may have recently seen news accounts to the effect that Target, the nationwide retailer, suffered a security breach of payment card data.

Early indications are that approximately 40 million credit and debit cards may have been compromised from November 27 to December 15, 2013. The compromised data originated from the magnetic stripe on the back of the card including: 

  • Card Number
  • Cardholder Name
  • Expiration Date, and
  • Three Digit Security Code 

It is important to note that this breach took place at Target and involved data that resides in their system. As such, the data was compromised through no fault of the cardholder or Ipava State Bank. Stolen data of this type is typically used to initiate fraudulent transactions over the internet or by manufacturing counterfeit cards intended to be used at the point of sale.  

While security breaches have become more commonplace in the card industry, over the last few years, intrusions of this magnitude are highly unusual. The card industry maintains stringent standards for protecting and maintaining card data. However, despite these efforts, security breaches still occur and costs associated with the security of card data are skyrocketing. 

Please report any unusual activity immediately. It is important to note that this compromise includes only limited information and does not include social security numbers.


Shop Online and activate MasterCard SecureCode.

Your MasterCard Debit card is now equipped with MasterCard SecureCode -- it password protects your card for free.

It's safe and easy to activate while you shop, or register your card via our webpage or via this link 


The next time you shop at participating online stores, enter the information requested to activate your card in order to complete your transaction. It only takes a moment, and then your card will have password protection whenever you shop online.

It's now even safer to shop online.

Once you activate your card, MasterCard SecureCode protects you at every participating online store-- so only you can use your card.



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