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FDIC Equal Housing Lender

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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News & Information

The Ipava State Bank is excited to now be offering personal and business credit cards!

As an Ipava State Bank card holder, you will have more choices than ever, thanks to our new alliance with TIB - The Independent BankersBank, one of the industry's largest and most reputable credit card services companies. As our partner, TIB will own and service all of our credit card accounts, providing our card holders with the benefits of the products and services available within the credit card industry today.

The power of being an Ipava State Bank card holder
With a variety of programs and benefits designed to make your account more valuable, an Ipava State Bank credit card will open a world of financial opportunity to you. You can now choose the product that best suits your needs with your Ipava State Bank credit card.

You're never alone with Ipava State Bank and TIB
TIB's service sets us apart. Card holder Services representatives are available at 800-367-7576, 24 hours a day, 7 days a week, to answer your questions and assist in choosing the right account for you.

Ipava State Bank and TIB are committed to maintaining the quality of financial service you have come to expect while also broadening the options available to you. We appreciate your business and the opportunity to provide you with more financial opportunities.

Please view the personal and business credit card pages to see all of the great benefits of these products.

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